FY 2024-25

In FY 2024-25 Muthoot Finance Limited spent ₹102.5 crore on CSR against a 2% obligation of ₹102.87 crore; the largest area was education (₹76.74 crore).

Period: Apr 2024 - Mar 2025.

• Obligation (2% rule): ₹102.87 crore
• Spent in the year: ₹102.5 crore (projects ₹100.17 crore, admin overheads ₹2.25 crore, impact assessment ₹0.08 crore)
• Set aside for ongoing projects (Unspent CSR Account): ₹0 crore
• Transferred to a Schedule VII fund: ₹0 crore
• Excess from earlier years set off against this year's obligation: ₹0.03 crore
• Environment spend: ₹0.63 crore

Spending by area

Area	Amount
Education, skills, livelihood (ii)	₹76.74 crore
Health, hunger, sanitation, safe water (i)	₹18.27 crore
Gender equality, women/orphans/senior citizens, inequality reduction (iii)	₹3.57 crore
Environment, animal welfare (iv)	₹0.63 crore
Science/technology incubators (ix)	₹0.61 crore
Sports (vii)	₹0.19 crore
Disaster management (xii)	₹0.13 crore
Heritage, art and culture (v)	₹0.05 crore

Main programmes

• Adoption of schools/colleges in Ernakulam, Kerala: 32.47 cr (Muthoot Educational Trust 10.00, Muthoot M George Institute of Technology 22.47)
• Education infrastructure incl. Muthoot Business School and MITS hostel, all India: 28.56 cr (via MITS, St George's Educational Society, direct)
• Scholarships and excellence awards, five states: 11.89 cr
• Education infrastructure (seminar halls, smart classrooms, STEM labs, smart Anganwadis): 1.83 cr; Kancheepuram school (Tamil Nadu): 1.99 cr
• Health: Snehashraya screening, medical and dialysis aid, Jeevjal safe water, sanitation, all India: 18.27 cr
• Muthoot Aashiyana housing in UP, Karnataka, Tamil Nadu, Kerala: 1.13 cr (18 new houses started, 8 handed over, 16 renovations)
• Vivahasammanam marriage aid for widowed mothers' daughters: 2.44 cr
• Environment: solar installations, solar street lights Haryana, waste management Madurai, e-rickshaws Jodhpur, wildlife and animal welfare: 0.63 cr

Trees and greening

• Environment projects included tree guards, water tankers and tractors for wildlife conservation support (amount not split out)

States: Kerala, Tamil Nadu, Karnataka, Uttar Pradesh, Delhi, Maharashtra, Rajasthan, Haryana, West Bengal, Uttarakhand, Telangana, All India.

Implementing agencies: Muthoot M George Foundation, MG George Muthoot Charitable Trust, St George's Educational Society, Muthoot Educational Trust, Muthoot M George Institute of Technology.

Source: S2 Annual Report 2024-25, pages pdf pp.59-66, 266