FY 2025-26

In FY 2025-26 Kotak Mahindra Bank spent ₹284.17 crore on CSR against a 2% obligation of ₹328.99 crore, and set aside ₹45.03 crore for ongoing projects.

Period: Apr 2025 - Mar 2026.

• Obligation (2% rule): ₹328.99 crore
• Spent in the year: ₹284.17 crore (projects ₹277.43 crore, admin overheads ₹5.16 crore, impact assessment ₹1.58 crore)
• Set aside for ongoing projects (Unspent CSR Account): ₹45.03 crore
• Transferred to a Schedule VII fund: ₹0 crore
• Excess from earlier years set off against this year's obligation: ₹0 crore
• Environment spend: not disclosed

Spending by area

Area	Amount
Education (~34% of Rs 322.5 cr, excl. overheads and impact assessment, incl. transfer; percentage only)	not disclosed
Livelihood enhancement (~20%)	not disclosed
Healthcare (~25%)	not disclosed
Environment (~15%)	not disclosed
Sports (~5%)	not disclosed
Relief and rehabilitation (~1%)	not disclosed

Main programmes

• Kotak Education Foundation: 25,800 students directly and 3.36 lakh+ indirectly, 9,600 teachers, 1,500+ schools; contribution to KEF Rs 76.42 cr
• Scholarships (Kotak Kanya, Junior, Graduate): ~4,450 students
• Kotak IISc AI-ML Centre, Bengaluru: ongoing support; Kotak School of Sustainability at IIT Kanpur: 17 research projects, LEED Platinum building under construction
• Kotak IIT Madras Save Energy Mission: centres across 10 IITs working with 500+ SMEs in 30 sectors
• Khan Academy India science content: 1.63 lakh students in 2,409 schools; IT for Change: 2,700 educators
• Kotak BizLabs accelerator: 71 startups with Rs 9 cr catalytic capital; Women Startup Programme (NSRCEL): 2,808 women entrepreneurs
• Skilling and livelihoods: 13,300+ youth skilled; 581 nano-entrepreneurs and 437 enterprises supported
• Cancer care: ~15 Home Away from Home facilities in 12 cities for paediatric patients; Kotak Pullela Gopichand Badminton Academy, Hyderabad: 57 athletes supported

Trees and greening

• Capital asset funded: agriphotovoltaics plant at Kundanpura, Bassi, Jaipur (Rs 0.35 cr, ICRIER); no tree-planting figure disclosed for the year in the report sections fetched

States: Maharashtra, Telangana, Karnataka, Uttar Pradesh, Rajasthan, Madhya Pradesh, Chhattisgarh.

Implementing agencies: Kotak Education Foundation, Khan Academy India, IT for Change, IIT Kanpur, IIT Madras, IISc Bengaluru, NSRCEL (IIM Bangalore), Pullela Gopichand Badminton Foundation, Pratham Education Foundation, Youth4Jobs Foundation, CanKids...KidsCan, ICRIER.

Source: S1 Integrated Annual Report 2025-26 (Directors' Report CSR p.238, CSR annexure pp.245-253, Note 11 p.220, Community pp.34-36), pages printed 34-36, 220, 238, 245-253